Richard Porter

I’m Richard Porter, a retired U.S. Army Captain, relationship-driven mortgage broker, and proud grandfather of six (and counting). I founded West Coast Lending Team in 2006, with a simple promise: serve people the way I led soldiers—honestly, strategically, and always with their mission in mind.

My journey began in 2002 as a credit repair specialist, helping families rebuild the financial foundation necessary to purchase their first home. By 2003, I became a licensed loan originator, and in 2006, I launched the WCL Team as a licensed broker—focusing exclusively on residential mortgages with a specialty in VA loans.

With a BS in Sociology and an MA in Organizational Leadership, I approach every file like a mission brief: understand the family, map the obstacles, and execute the plan. Whether you’re a veteran, a first-time buyer, or a growing family, I fight for the lowest rate, fastest closing, and zero surprises.

Outside the office, I’m a dad to three incredible adults—Cheyenne, Richard, and Hope—and “Papa” to six grandkids who keep me young.

Ready to secure the home your family deserves? Let’s talk—no jargon, no pressure, just results.