Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
About Richard Porter – Founder & President of West Coast Lending Team
I’m Richard Porter, a retired U.S. Army Captain, relationship-driven mortgage broker, and proud grandfather of six (and counting). I founded West Coast Lending Team in 2006, with a simple promise: serve people the way I led soldiers—honestly, strategically, and always with their mission in mind.
My journey began in 2002 as a credit repair specialist, helping families rebuild the financial foundation necessary to purchase their first home. By 2003, I became a licensed loan originator, and in 2006, I launched the WCL Team as a licensed broker—focusing exclusively on residential mortgages with a specialty in VA loans.
With a BS in Sociology and an MA in Organizational Leadership, I approach every file like a mission brief: understand the family, map the obstacles, and execute the plan. Whether you’re a veteran, a first-time buyer, or a growing family, I fight for the lowest rate, fastest closing, and zero surprises.
Outside the office, I’m a dad to three incredible adults—Cheyenne, Richard, and Hope—and “Papa” to six grandkids who keep me young.
Ready to secure the home your family deserves? Let’s talk—no jargon, no pressure, just results.
About Rich Manning
Hey there – I’m Rich Manning, a 24-year mortgage veteran who still gets a rush from helping families plant roots and build wealth through homeownership. Long before I was crunching numbers on 30-year fixed rates, I was chasing buckets on hardwood floors across three continents.
Born and raised in Antelope, California, I graduated from Center High School in June 1988 and headed east on a full basketball scholarship to Syracuse University (’88–’90). Two years later I transferred to the University of Washington, where I earned my Bachelor of Arts in Business in 1993 while suiting up for the Huskies.
June 1993 changed everything: the Atlanta Hawks selected me with the 40th overall pick. From October 1993 to April 2001 I lived the pro dream—Vancouver Grizzlies, LA Clippers, and multiple seasons lighting up EuroLeague arenas overseas. Eight seasons, countless flights, and one very worn-out passport.
Off the court, I’m a husband and proud dad to three boys who keep me young (and occasionally humble). When I’m not closing loans or cheering at their games, you’ll find me on the sideline as the assistant varsity basketball coach at Sheldon High School—16 years and still counting.
Since October 2001 I’ve guided thousands of clients through purchases, refinances, and investment deals. My promise is simple: clear answers, zero pressure, and a game plan that fits your life. Whether you’re a first-timer, a move-up buyer, or adding another rental to the portfolio, I’m here to make the process smooth, transparent, and—dare I say—fun.
Ready to make your next move? Let’s talk hoops, homes, or both.
About Sara Porter
Hi, I’m Sara Porter—your behind-the-scenes mortgage wizard with a BA in Liberal Arts and a license in my pocket since 2006.
While most folks meet our rock-star loan officers, I’m the one making sure every “i” is dotted, every regulation is followed, and every file lands safely in underwriting. Think of me as the calm in the storm: processing, compliance, office management—I keep the trains running on time so you close on time.
When I’m not juggling docs or training the team, you’ll find me on the floor with my grandkids, sneaking them extra cookies and teaching them the fine art of building blanket forts.
Dream day? A signed loan package in one hand, a grandbaby in the other. Let’s get your mortgage closed so we can both get back to what matters!
Ready to buy or refinance? Call our team today—I’ve already double-checked the paperwork. 😉
About Steve Wilkins
Hi, I’m Steve Wilkins, and I’m proud to be part of the West Coast Lending team. I graduated with a Bachelor’s degree in Accounting in 2021 and spent several years working in the manufacturing industry, where I eventually became the Chief Financial Officer for the largest natural stone company in Montana.
After years in corporate finance, I decided to take on a new challenge and join the family business here at West Coast Lending. I’m excited to learn from my in-laws, continue building on their success, and one day pass the business on to my three sons.
As the oldest of eight siblings, I know the value of teamwork, communication, and integrity — qualities I bring to every client relationship. Outside of work, I enjoy spending time outdoors and hosting backyard BBQs with family and friends.
Whether you’re buying your first home or refinancing, I look forward to helping you find the mortgage solution that fits your goals and lifestyle.
Let’s write the next chapter of your story—on your terms, with no surprises, and a plan built to last generations.